Personal Insurance

Knight Management Services offers comprehensive financial advice as well as business and personal life insurance covers.

• Life Insurance
• Income Protection
• Total and Permanent Disability
• Trauma Insurance
• Business Expense Cover

We understand that getting the right advice at the right time can make a big difference in helping our clients reach their financial goals.

We can also help you protect your most valuable asset – you.

Most Australians will insure their car but neglect to insure their most valuable asset – themselves. Statistics show that most people do not have sufficient life insurance to assure their home loan and an adequate lump sum is paid out to assist their families in the unfortunate event of their death

Ask yourself the following questions:

• What would happen if you became ill or injured and your income stopped today?
• Would you and your family have adequate income to meet the repayments on your debts?
• If you have a family, what monthly income would you require to meet the bills?
• Would you and your family still want to maintain your current lifestyle?
• How long could you survive on your existing assets?

Contact us today and find out what the right type and level of life insurance cover is best for you and your circumstances. Utilising the services of a Knight Management Services Financial Advisor will assure the correct levels of cover are in place and you are receiving the most competitive priced option in the market.

Choosing a cover that best meets your needs

At Knight Management Services we understand that finding the right cover can be difficult and sometimes very confusing. This quick guide shows you how different types of insurance cover can help form the solid foundations of a financial plan.

Ask yourself the following questions:

• Do you have debts?
• Do you or others rely on your income?
• Do you have financial dependants?
• Do you have/are you a stay-at home spouse?
• Are you self-employed?
• Would you need additional cash to assist with bills, provide for funeral costs, cover debts or provide a monthly income?
• Do you want to maintain your financial independence?
• Have you retired?
• Do you want to leave a bequest?
• Do you own a small business?

This website is intended to provide general information only and the information has been prepared without taking into account any particular person’s objectives, financial situation or needs. Before acting on such information, you should consider the appropriateness of the information having regard to your personal objectives, financial situation or needs. In particular, you should seek independent financial advice and you should read the relevant Product Disclosure Statement (PDS) before making any decision about a product.